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Benchmark portfolio

The benchmark portfolio for the Scheme is a balanced strategy, comprising five main asset classes, with different percentage allocations to each asset class.

The Scheme invests in the range of 60% to 75% in Growth asset classes, with the remainder in Defensive asset classes.

Scheme performance is regularly monitored against objectives and strategy, with changes made when necessary.

 
Asset ClassDescriptionAsset typePercentage allocation to the asset class1
CashCashDefensive3%
Fixed InterestFixed Interest Securities (Long and Short term)Defensive22%
 Inflation Linked Securities  
 Diversified Strategies Income (high yielding fixed income and corporate bonds)50% Defensive/
50% Growth
15%
PropertyProperty (Australian Listed/Unlisted)Growth12%
SharesAustralian EquitiesGrowth40%
 International Equities  
Other InvestmentsDiversified Strategies Growth (private equity, opportunistic property and infrastructure)Growth8%
    
  60-75%2
Growth Assets
100%

1 Asset allocations apply from 1 July 2012 and represent strategic allocations for the Balanced option. Actual allocations can vary within specified ranges established for each asset class.

2 Whilst the strategic allocation to Growth assets is 67.5%, the actual allocation to growth asset classes can vary from 60-75% of the Balanced option.